Mr. Hladik is a partner in the North Wales law firm of Hladik, Onorato & Federman, LLP, where he focuses his practice in the areas of mortgage law, bankruptcy law, tax sale and real estate law. He was in private practice prior to joining the firm. He has spoken for the Pennsylvania Bar Association and frequently conducts continuing legal education courses on tax sale law, foreclosure, title, bankruptcy law, and professional responsibility. He previously served as a Deputy Attorney General in the Bureau of Consumer Protection in Harrisburg. He is a member of the Montgomery County, Pennsylvania, New Mexico Bar Association, New Jersey Bar Association and the American Bar Association, and various sections and committees within these organizations. He earned his B.A. degree from the Pennsylvania State University and his J.D. degree, with honors, from the Widener University School of Law. Mr. Hladik also served on his township’s planning commission for six years, and his local school board for ten years. He also is the current National President of Alpha Kappa Lambda Fraternity and formerly served as Vice President of the Board of Directors of the AKL Education Foundation. 

Keri is a partner and co-manager in the Bankruptcy & Restructuring practice group of Bernstein-Burkley, P.C. in Pittsburgh, Pennsylvania. As a Partner, she handles commercial, consumer, and real estate bankruptcy matters, as well as she is the co-manager of the bankruptcy group.  Keri is certified by the American Board of Certification in consumer bankruptcy and is a member of the standards committee for the ABC.  Keri is the past Chair of the Allegheny County Bar Association Bankruptcy and Commercial Law Section, which is responsible for studying bankruptcy and commercial law and informing its members of proposed changes to related legislation. Keri is current Treasurer of the Allegheny County Bar Association and is also currently servicing as the Chair of the Finance and Investment Committees for the Allegheny County Bar Association. Keri is also serving as the Vice-President of Membership for the Pennsylvania Creditors’ Bar Association. A member of the American Legal & Financial Network (ALFN), Keri was awarded the 2022 American Legal Financial Network’s Industry Achievement Award and is a past ALFN 2017 JPEG: Picture the Future Award, which recognizes stand-out young professionals for their achievements and commitment to the mortgage servicing industry. She is the chair of the ALFN’s Bankruptcy and a member of its Women in Legal Leadership Committees and is a member of Legal League 100. Keri is also a member and the finance committee chair of the Judith K. Fitzgerald Western Pennsylvania Bankruptcy American Inn of Court and a member of the Turnaround Management Association. She is licensed in Pennsylvania and New Jersey and is admitted to practice before the U.S. District Court for the Eastern, Middle, and Western Districts of Pennsylvania; the U.S. District Court of New Jersey; the U.S. District Court for the Northern District of Ohio; the U.S. District Courts of Northern and Southern Districts of Indiana; the U.S. District Courts for the Eastern, Northern, Southern, and Western Districts of Texas; the Third Circuit Court of Appeals; and the U.S. Supreme Court. Keri has spoken on bankruptcy and collection topics nationally at the ALFN Answers annual conference as well as ALFN’s Bankruptcy conference since 2013. Keri also speaks, plans sessions and moderates regularly for the Allegheny County Bar Association, NBI and Pennsylvania Bar Institute on bankruptcy, collections and repossessions. Keri has also presented several on site client seminars as well as hosted webinars for clients, prospective clients and industry representatives on bankruptcy and collections. Keri was recently recognized in the 2021, 2022 and 2023 edition of Pennsylvania Best Lawyers for Bankruptcy. Keri is an active volunteer with Make-A-Wish Foundation, Greater Pennsylvania and West Virginia Chapter. Keri is also a board member of the Trojan Education Foundation. 

Mr. Smith is a Vice President/Litigation Counsel with Fidelity National Law Group in Philadelphia, where he focuses his practice in all aspects of title insurance defense.   Previously, he was in private practice in all areas of creditors’ rights, including residential and commercial mortgage foreclosures, title insurance defense, ejectments/evictions, replevins, landlord/tenant, representation of creditors in bankruptcy court, and collections, as well as in general commercial litigation. Mr. Smith is a Phi Beta Kappa graduate of Dickinson College where he earned his B.A. degree in 1988. He received his J.D. degree from Widener University School of Law in 1992. He co-wrote the articles “Navigating Through Uncertainty: A Landlord’s Rights and Remedies When Personal Property is ‘Left Behind’ By A Tenant” (The Legal Intelligencer, 2004), and “The Applicability of ‘Police Power’. Title Insurance Policy Exclusions to Nonconforming Zoning Uses in Pennsylvania – Let The (Title Insurance) Buyer Beware” (Common Ground, 2004). Mr. Smith is a frequent lecturer on mortgage foreclosures, evictions, and title insurance issues, and successfully litigated the case of In re Brown, 311 B.R. 409 (E.D. Pa. 2004) which upheld the right of a lender whose original mortgage had been lost and never recorded to seek relief from the automatic stay of 11 U.S. C. sec. 362 to pursue a state court quiet title action to permit a copy of the mortgage to be recorded as if the original, and therefore avoid “unsecured creditor” status in the underlying bankruptcy. Mr. Smith is admitted to practice in all Pennsylvania state courts, and is admitted to practice in the United States District Courts for the Eastern, Middle, and Western Districts of Pennsylvania, and in the United States Court of Appeals for the Third Circuit.